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A Variety of Payment Types

An Authorize.net Payment Gateway account allows your merchants to accept credit cards and electronic checks and deposit funds automatically into a merchant bank account. Our solutions are designed to save time and money for small- to medium-sized businesses.

Credit/Debit Cards

Merchants can accept all major cards: Visa®, MasterCard®, American Express®, Discover®, Diner's Club, JCB and signature debit cards.

Electronic Checks

Our exclusive, fully integrated electronic check payment method enables merchants to accept and process payments from bank accounts directly through a website or the Authorize.net Virtual Terminal. Merchants can accept electronic checks in addition to credit cards, or choose our eCheck.Net® Only pricing plan.

Digital Payment Solutions

Authorize.net currently supports several non-traditional payment methods—Visa Checkout, Apple Pay and PayPal—with more on the horizon.

International Transactions

Merchants can accept international transactions from customers worldwide. However, the merchant must be based in the United States, Canada, United Kingdom, Europe or Australia.

Accepting Payments Online or Anywhere

Merchants can use Authorize.net to sell online, through mobile or at a store. Authorize.net offers tools for merchants to accept payments through any channel. Or choose from dozens of turnkey, third party payment solutions, including: shopping carts, online store builders, POS systems, kiosks and mobile devices.


Accept payments securely and easily from a website. Solutions range from simple Buy Now buttons or a hosted order page to more sophisticated subscription and tokenized payment products.

Mail Order/Telephone Order

Accept orders via mail, telephone or fax by manually submitting transactions through our free Virtual Terminal.


Authorize.net offers a free mobile app, mPOS, so merchants can securely accept payments anywhere on the go using an Apple iOS or Android device. It is available for free download from the App Store or Google Play.


Our Virtual Point of Sale (VPOS) is an easy-to-implement and easy-to-use, low-cost solution that turns any Internet-connected computer into a point-of-sale (POS) terminal.

Key Selling Points

  • Pre-integrated to hundreds of shopping carts
  • A Visa company
  • Omni-commerce solutions
  • Scalable and customizable payment solutions